CALDEX HEALTH

For CPAs, financial advisors and attorneys

Your clients ask about health benefits. Send them to someone you trust.

Caldex Health works alongside your firm on health coverage for your business and individual clients: group plans, ICHRA and QSEHRA, list billing and coverage for the self-employed. You keep the relationship. We handle the coverage and keep you informed.

Start a partnershipCall (407) 516-7177
5,000+employees covered across our client companies
Localbased in Oviedo, serving Central Florida and beyond
Freereviews and quotes for your clients

What we handle for your clients

Small business benefits

The ITH SmartCare group plan for teams of five or more, group list billing, and dental, vision, accident, disability and term life.

ICHRA and QSEHRA

Fixed-budget benefits where employees choose their own plan. We design the allowance, set up the platform and enroll the team.

Self-employed and families

Marketplace, private plans and health sharing for 1099 clients, owners and families above subsidy levels.

How a referral works

  1. Introduce us

    Send the form below, or loop us into an email with your client.

  2. We review

    A free call with your client about their team, current plan and budget.

  3. Side-by-side options

    Real quotes on two or three structures, explained in plain language.

  4. You stay informed

    We share what affects payroll, taxes or the books, so nothing surprises you.

Partner introduction

Tell us a little about your firm. Takes under a minute, then you can book a time with Devin.

Common questions

Do my clients have to switch away from me?

No. You keep the client relationship. We handle the health coverage piece and keep you in the loop on anything that affects their books or taxes.

What kinds of clients are a good fit?

Small businesses with 2 to 500 employees, owners shopping their group renewal, self-employed clients and 1099 contractors, and families who earn too much for a big Marketplace subsidy.

Can you help with ICHRA and QSEHRA?

Yes. We help design the allowance, set up the platform and enroll employees. We coordinate with you on the tax and payroll side, since those questions belong with the client's CPA.

Is there a cost to my clients?

Our quotes and reviews are free. Agents are generally paid by the insurance carriers. If an administration platform charges a fee, we show it up front.

Let's talk about your clients

A 30-minute call to see whether we're a fit for your firm.

Book a partner call
Devin Caldwell, Founder & Principal Advisor(407) 516-7177DevinCaldwell@caldexhealth.com

Caldex Health · Independent licensed insurance agency · Devin Caldwell, Licensed Agent, NPN 20206030 · Florida resident license; licensed in additional states. License status can be verified at nipr.com.

Important disclosures. Caldex Health offers ACA-compliant health plans as well as products that are not comprehensive health insurance. Fixed indemnity plans pay a set dollar amount for covered events; they are not health insurance, do not pay based on your actual medical bills, and are not a substitute for comprehensive coverage. Short-term medical plans are not ACA-compliant, may exclude pre-existing conditions, and do not cover all essential health benefits. Health care sharing ministries (such as OneShare Health) are not insurance companies, their programs are not insurance, and payment of medical expenses is not guaranteed. Supplemental, dental, and vision plans have limitations and exclusions. Unless stated otherwise, these products are not minimum essential coverage under the Affordable Care Act. Plan availability, benefits, and pricing vary by state, and not all plans are available in all states. Caldex Health may be compensated by insurance carriers when you enroll. Caldex Health is not affiliated with or endorsed by HealthCare.gov, the Health Insurance Marketplace, Medicare, Medicaid, or any government agency. To explore comprehensive coverage on your own, visit HealthCare.gov or call 1-800-318-2596 (TTY 1-855-889-4325).